Join a newly forming credit analyst team supporting automated decisioning and exception handling for a fast-moving business environment. This role focuses on conducting risk assessments, reviewing credit holds, and making clear, data-driven recommendations that help improve approval processes and strengthen operational outcomes.

Responsibilities

• Review exceptions to automated processes and assess cases that require additional analysis.
• Evaluate business risk using spend requirements and established risk thresholds.
• Analyze credit holds and determine appropriate next steps based on data and policy.
• Document rationale for order approval recommendations in a clear and organized manner.
• Partner with cross-functional stakeholders to support thoughtful, efficient decision-making.
• Identify opportunities to improve existing workflows and contribute to process enhancements.
• Operate with a high degree of autonomy while maintaining strong attention to detail.

Skills

• 6+ years of experience in a B2B software or consumption-based business environment.
• Strong background in credit analysis, risk assessment, or a related analytical function.
• Experience working in a B2B context; consumer-focused backgrounds are not a fit for this role.
• Proficiency with Salesforce.
• Ability to work confidently in systems such as Stripe, Salesforce, and Teserio.
• Strong analytical thinking and sound judgment when making recommendations.
• Clear written communication skills for documenting decisions and business rationale.
• Ability to work independently and manage priorities effectively.

Preferred Skills

• Experience supporting credit, risk, or approvals workflows within a technology environment.
• Familiarity with process improvement and operational efficiency initiatives.
• Comfort working in a growing team environment with evolving responsibilities.
• Experience collaborating across functions to support business decisions.
• Ability to adapt quickly and contribute to scaling processes as team needs expand.

This opportunity is aligned with a commitment to diversity, equity, and inclusion, and we welcome candidates from all backgrounds, experiences, and perspectives. Horizontal Talent is dedicated to building inclusive hiring practices and a workplace where everyone can contribute, grow, and succeed.