We are seeking a detail-oriented Business Analyst to join our team. This role is essential in supporting business decisions within the home lending space, focusing on mortgage loan data evaluation and compliance.

Responsibilities

• Analyze mortgage loan data to assess eligibility and compliance with regulatory guidelines.
• Conduct pre and post-purchase due diligence reviews and manage correspondence related to loan deficiencies.
• Evaluate complex tax returns to accurately calculate income and identify key loan factors affecting borrower eligibility.
• Summarize exception loans for escalation to leadership and maintain accurate records in the loan system.
• Communicate effectively with stakeholders to explain decisions and recommend solutions for negative purchase outcomes.
• Collaborate with internal teams to support audit requests and assist in credit policy updates.

Skills

• 5+ years of experience in mortgage underwriting or related fields.
• Strong analytical skills with the ability to interpret complex data and make informed decisions.
• Excellent written and verbal communication skills for effective stakeholder engagement.
• Proficiency in evaluating mortgage documentation and compliance requirements.

Preferred Skills

• Knowledge of FNMA, FHLMC, FHA, VA, and other loan programs.
• Experience with quality control and due diligence processes in mortgage lending.
• Ability to work independently and manage multiple tasks with minimal supervision.

We are committed to fostering a diverse, equitable, and inclusive workplace where all individuals feel valued and empowered to contribute their unique perspectives.

By applying for this position, you acknowledge and agree that Horizontal Talent may contact you regarding your application using automated technology, including phone calls, SMS/text messages, or email, which may be delivered by our virtual AI recruiter, Alex.

Please apply through this online posting or by visiting our Job Board at www.horizontaltalent.com/job-board. Applications will be accepted for 4 weeks. For those that join the team, we offer competitive compensation and benefits including medical, dental, vision, and retirement. Check out all we have to offer and how you can become part of the Horizontal Talent Team. The pay range for this role is $23 - $55 per hour based on qualifications and experience.